Financial Literacy Among University Student and Its Implications to the Teaching Method. Pengaruh Sikap Terhadap Uang Dan Pengetahuan Keuangan Dengan Mediasi Locus Of Control Terhadap Perilaku Pengelolaan Keuangan Keluarga. Perilaku Organisasi, Buku 1 Edisi Kelima. Journal of Business and Banking Volume 3, No. Studi Financial Management Behavior Pada Masyarakat Surabaya. Jurnal Managemen Teori dan Terapan Tahun 9 No. Pengaruh financial attitude, financial knowledge, parental income terhadap financial management behavior. Jurnal Bisnis dan Akuntansi Vo.12 No.3:131-144 Pengaruh locus of control, financial knowledge, income terhadap financial management behavior. Pengaruh Pengetahuan Keuangan, Sikap Keuangan dan Kepribadian terhadap Perilaku Manajemen Keuangan pada Pelaku UMKM Sentra Kerajinan Batik Kabupaten Bantul. Household Financial Management: The Connection between Knowledge and Behavior. РІР‚СљFinancial Stressors, FinancialBehavior, Risk Tolerance, FinancialSolvency, Financial Knowledge, dan Kepuasan FinansialРІР‚Сњ. e-Proceeding of Management : Vol.3, No.2 Agustus 2016 | 8

Pengaruh Financial Knowledge, Financial Attitude dan External Locus Of Control Terhadap Personal Financial Management Behavior pada Mahasiswa S1 Universitas Telkom. Journal of Consumer Affairs, 41 (1), 1-28Р”В®rsha, Amanah, Rahadian D., dan Iradianty A. The Impact of Credit Counseling on Subsequent Borrower Behavior. Management and Business Review Vol.1 No.1:1-8.Р”В®lliehausen, Gregory, E. Analysis of financial knowledge and financial attitude on locus of control and financial management behavior. edu/aizen/tpb.html.Р”Р„jzen, I., & Fishbein, M., 1975, Belief, Attitude, Intention, and Behavior: An Introduction to Theory and Research, 129-385, Addison-Wesley, Reading, MA.Р”Вwiastanti, Anis. Organizational Human Behavior and Human Decission Processes. While the recording indicators that are not carried out are recording sales transactions and not storing proof of cash inflows.Ajzen, I. Indicators of financial management that are not carried out are reporting. This data analysis technique consists of three stages: data reduction, data presentation and conclusion drawingР”Р‡rom the results of this study indicate that micro and small businesses / food shops do not all business actors implement a financial management process consisting of four indicators, namely planning, recording, reporting and controlling. The data analysis technique used in this study is the analysis technique of Miles & Humbermad models. The sampling technique in this study by looking at the data taken has been saturated and the sample no longer provides new information so that 8 informants were interviewed. This type of research is caulitative research where this study does not use the term population but uses the social situation designation. This research was conducted in Kota Waingapu Subdistrict in a food store / kiosk business. The purpose of this study is to find out the financial management process carried out by micro and small businesses. But the main problem is the problem of financial management, there are still many MSMEs that are wrong in separating business finance and personal and there are still many businesses that do not make financial statements. However, there are still MSMEs that experience difficulties in terms of marketing, limited financial capital, limited resources (HR), limited raw materials and limited information technology.

The sector of micro, small and medium enterprises (MSMEs) in Indonesia is always developing.

Pengelolaan keuangan personal